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A debtor who has decided to file a bankruptcy case needs to assemble and complete a number of forms. Most of these forms are Official Forms, but some may be Procedural Forms. Most federal judicial districts, including the Northern District of California, have developed their own local bankruptcy forms for some specific purposes. To complicate matters even more, each division of a judicial district is free to develop their own bankruptcy forms for use in that division's local practice. The San Jose Division of the Northern District of California has adopted several local bankruptcy forms for use in Chapter 13 cases filed in that division.
Filing a bankruptcy case is a complex undertaking. Anyone contemplating such a step should consult an attorney. If the extensive documents required in a bankruptcy case are not completed properly, or if further steps in the bankruptcy process are not taken on time, a debtor can lose property or other important rights unnecessarily. Just because bankruptcy forms are available on the internet does not mean that debtors should attempt to file a bankruptcy case without the assistance of an attorney.
Consumer Law Center, Inc., designated as a Federal Debt Relief Agency by an Act of Congress and the President of the United States, proudly assists consumers seeking relief under the United States Bankruptcy Code.