SPECIAL NOTICES TO ALL USERS OF THIS WEBSITE

TERMS OF USE

THE INFORMATION CONTAINED ON THIS WEBSITE IS NOT INTENDED AND DOES NOT CONSTITUTE THE PROVIDING OF ANY LEGAL ADVICE OR ANY LEGAL OPINIONS OR SERVICES TO ANY USER THEREOF.  THE INFORMATION AVAILABLE ON OR THROUGH THIS WEBSITE IS NOT INTENDED AND SHALL NOT BE USED AS A SUBSTITUTE FOR THE ADVICE AND CONSULTATION PROVIDED BY AN ATTORNEY.  FURTHERMORE, READING, ACCESSING, DOWNLOADING, LINKING, SENDING E-MAIL AND ANY OTHER USES OF THIS WEBSITE DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP OF ANY NATURE WHATSOEVER BETWEEN ANY USER AND THE CONSUMER LAW CENTER, INC.  THE HIRING OF A LAWYER IS AN IMPORTANT DECISION AND SHOULD NOT BE BASED SOLELY ON ANY ADVERTISEMENT OR WEBSITE.  THE CONSUMER LAW CENTER, INC., WELCOMES CONTACT VIA EMAIL.  BUT REMEMBER THAT E-MAIL IS NOT SECURE OR CONFIDENTIAL AND YOU SHOULD AVOID SENDING ANY SENSITIVE INFORMATION VIA E-MAIL.

THE CONSUMER LAW CENTER, INC., IS A DEBT-RELIEF AGENCY AS THAT TERM IS DEFINED UNDER THE FEDERAL BANKRUPTCY LAWS AND WE PROVIDE HELP AND ASSISTANCE TO INDIVIDUALS SEEKING RELIEF UNDER CHAPTER 7 AND CHAPTER 13 OF THE BANKRUPTCY CODE.

LINKS

This Website may provide, or third parties may provide, links to other World Wide Web sites or resources. Because the Consumer Law Center, Inc., has no control over such sites and resources, you acknowledge and agree that the Consumer Law Center, Inc., is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.  Furthermore, you acknowledge and agree that the Consumer Law Center, Inc., shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods, or services available through any such site or resource.  Moreover, you acknowledge and agree that the Consumer Law Center, Inc., shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any linked website.  The Consumer Law Center, Inc., has not tested any software or e-mail addresses associated with linked websites, and makes no representations as to the quality or safety of any software or e-mail address found on the internet.

VIRUSES

The Consumer Law Center, Inc., uses appropriate commercially available anti-virus software to ensure that this Web site does not contain or carry viruses.  However, due to the rapidly developing nature of viruses and the Internet we strongly recommend that you employ similar anti-virus software when accessing our Website.  We make no warranty that our web site or its e-mail correspondence is free from such viruses.

****DISCLAIMERS****

DISCLAIMER OF LIABILITY

Neither the Consumer Law Center, Inc., nor its contributors shall be held liable for any improper or incorrect use of the information described and/or contained herein and assumes no responsibility for anyone's use of the information. In no event shall the Consumer Law Center, Inc., or its contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this system, even if advised of the possibility of such damage.  This disclaimer of liability applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

INDEMNIFICATION

User agrees to defend, indemnify, and hold harmless, the Consumer Law Center, Inc., its contributors, any entity jointly created by them, their respective affiliates and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of the on-line service by user or user's account.

DISCLAIMER OF WARRANTIES/ACCURACY OF DATA

Although the data found using the Consumer Law Center, Inc., access systems have been produced and processed from sources believed to be reliable, no warranty expressed or implied is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information.  This disclaimer applies to both isolated and aggregate uses of the information. The Consumer Law Center, Inc., provides this information on an "as is" basis.  All warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights ARE DISCLAIMED.  Changes may be periodically added to the information herein; these changes may or may not be incorporated in any new version of the publication.  If you have obtained information from the Consumer Law Center, Inc., from a source other than the Consumer Law Center, Inc., be aware that electronic data can be altered subsequent to original distribution.  Data can also quickly become out-of-date.  It is recommended that careful attention be paid to the contents of any metadata associated with a file, and that the originator of the data or information be contacted with any questions regarding appropriate use. If you find any errors or omissions, we encourage you to report them to the Consumer Law Center, Inc., webmaster (webmaster@sjconsumerlaw.com).

DISCLAIMER OF ENDORSEMENT

The Consumer Law Center, Inc., is a distributor of content sometimes supplied by third parties and users.  Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, users, or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of the Consumer Law Center, Inc.

Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by the Consumer Law Center, Inc., and such reference shall not be used for advertising or product endorsement purposes.

DISCLAIMER FOR HYPERTEXT LINKS

Neither the Consumer Law Center, Inc., nor its contributors is responsible for the contents of any off-site pages referenced.  The user specifically acknowledges that neither the Consumer Law Center, Inc., nor its contributors is liable for the defamatory, offensive, or illegal conduct of other users, links, or third parties and that the risk of injury from the foregoing rests entirely with the user.

Links from the Consumer Law Center, Inc., on the World Wide Web to other sites do not constitute an endorsement from the Consumer Law Center, Inc.  These links are provided as an information service only.  It is the responsibility to the web surfer to evaluate the content and usefulness of information obtained from other sites.

DISCLAIMER OF DUTY TO CONTINUE PROVISION OF THE DATA

Due to the dynamic nature of the Internet, resources that are free and publicly available one day may require a fee or restrict access the next, and the location of items may change as menus, homepages, and files are reorganized.  User expressly agrees that use of Consumer Law Center, Inc., web site is at the user's sole risk.  Neither the Consumer Law Center, Inc., any entity created by it, each of its affiliates nor any of its respective employees, third party content providers or licenser warrant that the service will be uninterrupted or error free.

CHOICE OF LAW