Payment Problems

What happens if you are unable to complete the chapter 13 payment plan?

If you are unable to complete the chapter 13 payment plan, you have four options:

Seek a modification of your chapter 13 plan due to your changed circumstances,

dismiss the chapter 13 case,

convert the chapter 13 case to chapter 7, or

if you are unable to complete the payments due to circumstances for which you should not be held accountable, you can ask the court for a "hardship discharge," which may partially discharge your debts.

For more information about bankruptcy, please call us at 408-294-6100, or e-mail us via info@sjconsumerlaw.com. One of our attorneys will be able to answer any questions which you may have in greater detail. Please remember that the foregoing information is of a general nature, and does not constitute legal advice. The facts of each situation are unique, and we must discuss those facts with you before any advice can be given.

Revised
February 21, 2005