Q&A - Chapter 13

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. These questions and answers cannot explain every aspect of the bankruptcy process. If you still have questions after reading them, you should speak with an attorney familiar with bankruptcy issues or a paralegal working for a bankruptcy attorney.

Chapter 13 Bankruptcy Questions and Answers

	What is the difference between Chapter 7 and Chapter 13?
	Who can file a Chapter 13 bankruptcy petition?
	Why choose Chapter 13 over Chapter 7 bankruptcy?
	What are the requirements for filing a Chapter 13 bankruptcy?
	What is a Chapter 13 Bankruptcy and how does it work?
	How does Chapter 13 differ from a debt consolidation service?
	Where is a Chapter 13 case filed?
	What fees are charged in Chapter 13?
	What is the role of my attorney in a Chapter 13 case?
	How do I know the attorney's fee is fair?
	How does the Chapter 13 Trustee receive her fees?
	Why is your Chapter 13 case number important?
	Do all your creditors have to approve your Chapter 13 plan?
	"My friend went through bankruptcy and he says..."
	What should I expect my attorney to do in a Chapter 13 Bankruptcy?
	What may I expect from the Chapter 13 Trustee?
	When will I have to appear in court in a Chapter 13 case?
	May I change to Chapter 7 if my Chapter 13 is not working out for me?
	What effect does filing under Chapter 13 have on lawsuits filed against me?
	Will my creditors be able to take my wages or property while the Chapter 13 case is in effect?
	May I repay some of my creditors and not others under Chapter 13?
	Are student loan debts dischargeable?
	Can you file Chapter 13 if you are self-employed?
	Can you file Chapter 13 if you are unemployed?
	How long does a Chapter 13 plan last?
	How much of your income must be paid to the Chapter 13 trustee under a Chapter 13 plan?
	When do you begin making payments to the Chapter 13 trustee and how do you make them?
	What happens if you are unable to complete the chapter 13 payment plan?

For more information about bankruptcy, please call us at 408-294-6100, or e-mail us via info@sjconsumerlaw.com. One of our attorneys will be able to answer any questions which you may have in greater detail. Please remember that the foregoing information is of a general nature, and does not constitute legal advice. The facts of each situation are unique, and we must discuss those facts with you before any advice can be given.

Revised
March 03, 2005