A
decision to file for
bankruptcy should be made only after
determining that bankruptcy is the best way
to deal with your financial problems. These
questions and answers cannot explain every
aspect of the bankruptcy process. If you
still have questions after reading them, you
should speak with an attorney familiar with
bankruptcy issues or a paralegal working for
a bankruptcy attorney.
Basic
Questions
What is bankruptcy?
Who may file bankruptcy?
What types of bankruptcies are available?
What is a Chapter 7?
What is a Chapter 13?
What is a Chapter 11?
What is a Chapter 20?
What effect does bankruptcy filing have on
creditors?
What can
Bankruptcy do for me?
What can
Bankruptcy not do for me?
Will
I have to go to court?
What is a
Bankruptcy "Trustee?"
What does it
cost to file for Bankruptcy?
How do I
get started?
How are my creditors notified?
What
property can I keep?
What are the exemptions allowed in
California?
What will
happen to my home and car if I file
Bankruptcy?
Can I own
anything after Bankruptcy?
Will
Bankruptcy discharge all my debts?
Will I still owed secured debts (Mortgages,
Car Loans) after Bankruptcy?
Will
Bankruptcy effect my credit?
Will I
be able to keep any credit cards?
Will
my bankruptcy appear on my credit reports?
How can I re-establish my credit rating
after bankruptcy?
What else
should I know?
Can I
file Bankruptcy without an attorney?
What
about debt counseling?
What about
a Paralegal or Typing Service?
How
do I find a Bankruptcy attorney?
For
more information about bankruptcy, please
call us at 408-294-6100, or e-mail us via
info@sjconsumerlaw.com. One of our
attorneys will be able to answer any questions
which you may have in greater detail. Please
remember that the foregoing information is of a
general nature, and does not constitute legal
advice. The facts of each situation are unique,
and we must discuss those facts with you before
any advice can be given.