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Basic Questions

Basic Questions
Comparison Chart
Creditor Claims
Q&A - Chapter  7
Q&A - Chapter 13
Home & Car

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. These questions and answers cannot explain every aspect of the bankruptcy process. If you still have questions after reading them, you should speak with an attorney familiar with bankruptcy issues or a paralegal working for a bankruptcy attorney.

Basic Questions

What is bankruptcy?
Who may file bankruptcy?
What types of bankruptcies are available?
What is a Chapter 7?
What is a Chapter 13?
What is a Chapter 11?
What is a Chapter 20?
What effect does bankruptcy filing have on creditors?

What can Bankruptcy do for me?
What can Bankruptcy not do for me?
Will I have to go to court?
What is a Bankruptcy "Trustee?"
What does it cost to file for Bankruptcy?
How do I get started?
How are my creditors notified?
What property can I keep?
What are the exemptions allowed in California?
What will happen to my home and car if I file Bankruptcy?
Can I own anything after Bankruptcy?
Will Bankruptcy discharge all my debts?
Will I still owed secured debts (Mortgages, Car Loans) after Bankruptcy?
Will Bankruptcy effect my credit?
Will I be able to keep any credit cards? 
Will my bankruptcy appear on my credit reports?
How can I re-establish my credit rating after bankruptcy?
What else should I know?
Can I file Bankruptcy without an attorney?
What about debt counseling?
What about a Paralegal or Typing Service?
How do I find a Bankruptcy attorney?

For more information about bankruptcy, please call us at 408-294-6100, or e-mail us via info@sjconsumerlaw.com.  One of our attorneys will be able to answer any questions which you may have in greater detail.  Please remember that the foregoing information is of a general nature, and does not constitute legal advice.  The facts of each situation are unique, and we must discuss those facts with you before any advice can be given.

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Revised
March 03, 2005

 

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