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Will I be able to keep any credit cards? This depends on your circumstances. It may be possible to keep one or more cards, depending on your credit card balance and your ability to pay on the card in the future. If you want to keep the card in a Chapter 7 case you will need to reaffirm your debt, which means you will need to pay the amount discharged in bankruptcy. While this may seem like a good idea at first glance, you should consult with an attorney before doing so. If you have a zero balance on a credit card, you do not have to list it in a bankruptcy since it is not a debt. For more information about bankruptcy, please call us at 408-294-6100, or e-mail us via info@sjconsumerlaw.com. One of our attorneys will be able to answer any questions which you may have in greater detail. Please remember that the foregoing information is of a general nature, and does not constitute legal advice. The facts of each situation are unique, and we must discuss those facts with you before any advice can be given. |
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