Bankruptcy Debt Collection Class Actions Lending Law Credit Reports Law Library Resource Links Quick Forms

Home Staff Profiles Privacy Policy Disclaimer Contact Us Directions Special Notice

You Should Know

What is Bankruptcy
Who May File
Bankruptcy Types
Chapter 7
Chapter 13
Chapter 11
Chapter 20
Effect on Creditors
Bankruptcy Can Do
Bankruptcy Can't Do
Court Appearance
Bankruptcy Trustee
Court Costs
Getting Started
Creditor Notification
Property
Home & Car
Property After
Discharge
Secured Debts
Credit After
Keeping Cards
Credit Reports
Re-Establishing Credit
You Should Know
Attorney Needed
Debt Counseling
About Paralegals
Find an Attorney

What Else Should I Know?

Utility services

Public utilities, such as the electric company, cannot refuse or cut off service because you have filed for bankruptcy.  However, the utility can require a deposit for future service and you do have to pay bills which arise after bankruptcy is filed.

Discrimination

An employer or government agency cannot discriminate against you because you have filed for bankruptcy.

Driver’s license

If you lost your license solely because you couldn’t pay court-ordered damages caused in an accident, bankruptcy will allow you to get your license back.

Co-signers

If someone has co-signed a loan with you and you file for bankruptcy, the co-signer may have to pay your debt.  If you file a chapter 13, you may be able to protect co-signers, depending upon the terms of your chapter 13 plan.

For more information about bankruptcy, please call us at 408-294-6100, or e-mail us via info@sjconsumerlaw.com.  One of our attorneys will be able to answer any questions which you may have in greater detail.  Please remember that the foregoing information is of a general nature, and does not constitute legal advice.  The facts of each situation are unique, and we must discuss those facts with you before any advice can be given.

Search for:

Revised
March 03, 2005

Back Up Next

Click here to see our Disclaimer.